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Group Health
Group Health Insurance is extremely important for small businesses. Obtaining coverage as a group is the single best way for anyone to obtain health insurance coverage. Group Medical coverage is guaranteed issue; no one can be rejected for existing medical conditions. Group coverage has much better plan options than individual health coverage. Group medical coverage has better rates that individual coverage, and rates calculated by the average age of the entire group.
Group Medical Insurance is extremely important for small businesses. At this time, it is the single best way for anyone to obtain health insurance coverage. Group Medical coverage is guaranteed issue; no one can be rejected for existing medical conditions. Group coverage has much better plan options than individual health coverage. Group medical coverage has better rates that individual coverage, and rates are calculated by the average age of the entire group. It is important for business owners to recognize the value they can provide by offering even a basic health insurance plan for themselves and their employees. The company does not have to cover the full cost. The employer can start a low cost plan with a 50/50 split of the lowest cost plan with the worker paying 50% of
the cost out of their paycheck. Recent tax laws provide up to a 35% tax credit for business owners who offer a group health plan for workers. Additionally, the group help costs are taken as a pre-tax benefit; therefore, lowering the company’s payroll tax costs.
It is important for business owners to recognize the value they can provide by offering even a basic health insurance plan for themselves and their employees.
Here are the ways we can help with your health plan:
· Coverage options from all available carriers
· 2 to 250 employees
· NO MEDICAL UNDERWRITING/CANCELLATIONS
· Guaranteed Issued
· Discounts for pharmacy and health & wellness services
· Can stay with your current doctor or choose a new one
Group Medical Insurance is extremely important for small businesses. At this time, it is the single best way for anyone to obtain health insurance coverage. Group Medical coverage is guaranteed issue; no one can be rejected for existing medical conditions. Group coverage has much better plan options than individual health coverage. Group medical coverage has better rates that individual coverage, and rates are calculated by the average age of the entire group. It is important for business owners to recognize the value they can provide by offering even a basic health insurance plan for themselves and their employees. The company does not have to cover the full cost. The employer can start a low cost plan with a 50/50 split of the lowest cost plan with the worker paying 50% of
the cost out of their paycheck. Recent tax laws provide up to a 35% tax credit for business owners who offer a group health plan for workers. Additionally, the group help costs are taken as a pre-tax benefit; therefore, lowering the company’s payroll tax costs.
It is important for business owners to recognize the value they can provide by offering even a basic health insurance plan for themselves and their employees.
Here are the ways we can help with your health plan:
· Coverage options from all available carriers
· 2 to 250 employees
· NO MEDICAL UNDERWRITING/CANCELLATIONS
· Guaranteed Issued
· Discounts for pharmacy and health & wellness services
· Can stay with your current doctor or choose a new one
SMALL business tax credit calculator
Calculator property of Small Business Majority and its subsidiary website California Health Coverage Guide